Days of Nights

in search of dark skies

Month: February 2017


Wow. I didn’t want to be having do this. But. In order to get me over the hump of making these two significant purchases and transitioning into my new lifestyle, I have decided that two components are going to be necessary.

Since I am making withdrawals from one of my retirement accounts to finance these deals, 20% is being skimmed off the top for IRS withholding. I’ll get most of it back, but not until spring. I am taking out a loan to offset this difference, and will have it paid off in a year.

As I am going through my possessions it has become apparent to me that I am still going to have way too much to load into my trailer. I am talking about my research materials for my projects. Books, book notes, class notes, papers, original artwork, family history and autobiographical material. This is stuff I realistically cannot dispose of. So at least for the immediate future I am going to rent a small storage unit until I figure things out. To start off with, I am going to have to consider that I am camping, forever, and take it from there. Just the food, water, clothing, cookware, and few pieces of technology are going to add up quickly. I have a 1000 pound capacity for the trailer, and a few things I can carry in the truck.



Paying taxes on financial transactions is now the big challenge to making things happen between now and June 1.  Withdrawing from my retirement account automatically deducts 20% to the IRS withholding. I will probably get that refunded, but not until next year. I got a good portion back this week from the withdrawal I made last June. Then I have to figure in sales tax  at 6.85% on both the trailer and truck when I register them. If I pay off the trailer first, which has a due date and a fixed amount ( USD-CAD exchange rate notwithstanding) then I will see what I actually have left for a truck. If I had known two years ago what I know now, I probably would have done things differently. For instance I transferred by retirement account from one in the stock market to a guaranteed return because I didn’t believe the market could sustain a value of 18000. Once I get past the first of June everything should be okay.

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